Recently I was sitting down with my car insurance agent when a type of auto insurance discount was brought to my attention (and it REALLY surprised me!)
I have had to deal with expensive car insurance rates for both a teenage son and a teenage daughter. Now, it was definitely more expensive for my male child, but I was surprised to see just how expensive it was for my teen daughter when it came time to make her an insured driver.
When asking my agent about discounts, we were told about the good student discount (which we grabbed up) as well as some other more common discounts for her insurance rates.
Suddenly, my agent asked me if my 19 year-old daughter had any children. I was a little taken aback and said “Oh my, No!”.
My insurance agent just sighed and said -
“That’s too bad!”
I gotta admit, that is the first time I have EVER heard someone say “That’s too bad” about a teenager NOT having a child.
Turns out that when a young driver who is used to paying expensive insurance premiums has a child, the insurance “powers that be” decide that suddenly this young woman is more responsible and will drive more safely.
And that applies a discount to your car insurance!
Go figure!
But hey, take what you can get. We’re all after cheap discount auto insurance, right!
So, all you young single moms out there – TELL your auto insurance company that you have a child. It could save you some money on your car insurance premiums!
(also, getting married can offer you an auto insurance discount, too!)
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